#108 | Regrets and Wisdom – If I’d Have Known That Back Then…

00:00:00:06 – 00:00:16:19
Recorded something absolutely fucking disgusting. I was disgusted with myself. I hated myself so much. Oh, God, we will be done. We ordered the Chinese last night. Well it was we were supposed to go out and then no one could be bothered to go out. So we got a bowl and everyone was out. Don't worry. No one wanted to.

00:00:16:21 – 00:00:38:19
So I said, all right, let's get a takeaway. Let's go, let's go. Yeah. Chinese. Yeah. And, Yeah. Go on. Yeah. Well, it doesn't really like Chinese. So easily suffers. And he asked for plain noodles and no beansprouts and no onions. Just plain noodles. Right. And I say this to the Chinese man. Not. I say, can you just plain, just plain, like fertile, just plain.

00:00:38:19 – 00:00:56:01
And they never get it right. They always leave onions or beansprouts in there. Anyway, I wasn't hungry, I wasn't hungry. No. You know, I just don't know what it was. I didn't even want to serve my food up. I just for. I'm going to eat it later. Everybody else. Did you have a do you have a late lunch?

00:00:56:01 – 00:01:18:08
I did, I had about half free. I had a jacket potato with, oh. Okay. Yeah, it's actually coleslaw and a bit cheese and, And this. Incredible. Can I just recommend Chuck sweet mustard. Ketchup. I might have mentioned it before, but is the best condiment. Yeah. Okay. Right. Yeah. You have mentioned it before. All right, let's leave them.

00:01:18:10 – 00:01:40:05
Yeah. Okay. Anyway, so I'm like, I'm still hungry. Still hungry. And then it hit me about, I don't know, I was watching the highlight the I was watching the cricket, the highlights of the cricket from the other day. And I was like, I'm gonna eat my Chinese. It might be 11:30 and I'm gonna eat my Chinese. Half 11 at night.

00:01:40:05 – 00:02:02:22
Yeah. And I had like, I was probably a bottle of red wine deep. And, so I just went into the kitchen stumbling around, and I just got both cartons and just piled it all on to one plate. Yeah. So just to solid bits of Chinese, like the rice noodles and like the tofu and whatever. And then when I messed it up, so it was all together.

00:02:02:24 – 00:02:21:00
It was the biggest amount of Chinese I've ever seen. Like it was, I don't know, things were big cartons and I just thought, I'm going to get I'm going to eat all this. I'm going to I'm not only that, I'm, I want to go to bed. So I've got to eat quickly. I can't just take my time with this and these guys bed.

00:02:21:01 – 00:02:45:13
I'm knackered, I'm hungry. And then I went to the the sweet and sour sauce and it was, you know, it's for putting if it's left on the table too long, it just congeals congeal. Yeah, yeah, yeah. So I put that on top and that flopped out like a bit of jelly. I put the whole thing in the. I put the whole thing in the, in the microwave and gave it about two minutes and then I smashed the whole lot.

00:02:45:15 – 00:03:00:16
I got about halfway through and I wasn't even hungry anymore. But I just kept going. Ricky kept going. You got you got to eat. You do what? Why do they leave it? No, no, it's not in my belly. I paid for. This is fucking expensive. Gone in my belly, up at 11 at night, and I'm going to sleep on it.

00:03:00:18 – 00:03:17:07
I love the fact that you've had that amount of Chinese just trying to shit right after you, like. Right. I'm going to bed. You know what? It didn't even occur to me because I think because I was a little bit drunk as well. I just thought the rules don't apply to me, and I'm not going to get heartburn.

00:03:17:07 – 00:03:34:02
And. No, I woke up, I slept really well, and I woke up at 8:00. She tells you it's all ballocks. Really? Yeah. Just woke up. Felt fresh. Fresh as a daisy. When I woke up, I was going to ask you because, Chinese is quite. I don't know if it's. So. It. I think it is. Quite so. Yeah.

00:03:34:02 – 00:03:49:14
MSG. I love them, by the way. Sauce gets a bad rap, a machine. Not for me. Yeah. I'll die on a hill is good. Shit. We've got MSG. Yeah. So if we're doing something good as I am, fucking dash that in as well. You've got the powder. Yeah that is, I haven't got the powder, to be honest.

00:03:49:14 – 00:04:09:08
I'm just. I'll go back but I will back it. But I'm not locked and loaded with MSG. Yeah we've got the MSG. But normally if I, if I have a Chinese go to bed and wake up the next morning, sometimes I feel a hangover. Like the salt is just taking all that liquid that's in my body when I wake up and I'm not fucking, I don't feel good.

00:04:09:09 – 00:04:28:10
I've never known a man to be hung over more than you or to a friend's, be affected by a hangover as badly as you. So it doesn't surprise me that you can even get hung over with alcohol. That doesn't surprise me at all. I've also taken pill at all over the internet this week. Oh, God.

00:04:28:10 – 00:04:49:19
What have you said? What have you done? I think I mentioned it on here that. Yeah, my order for Domino's is it's just a margarita or a cheese and tomato. Yeah, with red onion and sweetcorn. I, I've always liked that you like what you like, but for me that is a sorry ass pizza. Yeah, I like what I like.

00:04:49:19 – 00:05:10:04
That's not how people behave though, is it? They they get me, they say what you've done is disgusting. You disgust me, I hate you, I hate you. Well, and they're not they're not just reaching out on Twitter and DMs and stuff that attacking me on other podcasts. I do. Oh my God. Yeah. What was in line with Dan the other day?

00:05:10:06 – 00:05:29:14
People bring up the pizza. Not doing anything is that big deal. So if I did just said cheese and tomato pizza, what would I have said? Would I've got any grief for that? I don't like cheese and tomato pizza is for my children. Oh, it's a four year old. Yeah, yeah. So you would have you probably would have got peppers, but then it's like.

00:05:29:16 – 00:05:52:19
And this is my ignorance here, but what what else do you do if you're a vegetarian? I think there's like a veggie Supreme has like peppers and mushrooms on it. But as you well know, I'm not a big fan of peppers or mushrooms. No, I think the two things I just I would rather not eat, I eat peppers, I, I make, I make this amazing thing with the red Leicester crunch which is peppers but Leicester cheese.

00:05:52:22 – 00:06:18:03
Whoa whoa whoa what what is the red Leicester. What the. Tell me about that for. Fuck me. You've never like that. Yeah, I need to know about I tell you mate. Red Leicester red Leicester. Crunch. Crunch is it's essentially mate a little bit mayonnaise. It's red Leicester cheese. It's yellow bell peppers and red bell peppers and red onion.

00:06:18:05 – 00:06:39:21
Oh good. Yeah. It's so good. What sandwich. Sandwich. Fine. Or mashed potato. On a jacket. Potato and and then and and then you sort of mix it all up in it and it's, it's called a red less crunch. And boy does it crunch and you bite into it. Yeah. So, so you like that but you don't really like, you don't really fuck with I don't mind peppers.

00:06:39:21 – 00:06:58:20
I just I know what I'm not I'm not drawn to eating them. Like if you, if I, I think what it was because I've been a vegetarian for such a long time and vegetarianism and veganism is only recently become like commercialized. And once it becomes commercialized, there's lots of options. I realize there's a market for it, but but when I started, no one give a shit about us because you could make any money of us.

00:06:58:22 – 00:07:24:06
No. So when you go to people's houses, inevitably what you would get and these are the other thing I won't eat is a bell pepper stuffed with goat's cheese. That was what I got. And I'm like, you wouldn't eat this at. You're not eating this. I'm eating this on my own. So if you give me something you wouldn't eat and you're choosing not to eat merely because I'm a vegetarian, don't invite me if that's what I'm getting.

00:07:24:06 – 00:07:49:07
Don't. I don't want to come. I don't want to come. So I think I think it's like, more of a political stand against peppers than anything else. Right? Okay. No, I get okay. Yeah, I can, I can understand, I can understand, but the, the, I mean, like you're saying there's more options for veggies now, I why don't you, spice up your pizza instead of red onion and sweetcorn?

00:07:49:09 – 00:08:07:06
I just like that one. I can tell me the other toppings. Suck it up. What would improve it other than me? Obviously I understand. I understand the principle that meat adds makes this much better, but I just don't have the option. So yeah, I mean, yeah, I'm trying to think now and it would only be other cheeses.

00:08:07:06 – 00:08:28:14
Yeah. Then that's peppers, onions, toppings. Sweetcorn. Yeah, I think that's it, mate. You can have pineapple. Fuck that. Like beef, ground beef. I can have that, sweet corn, extra cheese, spinach. Would that make people happier for us? But I'll get spinach. Certainly. I like spinach, boss. You. You were telling me you had something to do with what happened to you.

00:08:28:15 – 00:08:56:03
Domino's. So when we mentioned Domino's last week. Yeah. And during the feature and another thing with when I was going off on Domino's, if we got on another thing this week, sorry, we haven't been we've got a surprise for the, listeners. And then we we have indeed go say you would say. Yeah. So and I was saying that 35 pounds for two pizzas was extortionate and absolutely disgusting.

00:08:56:03 – 00:09:27:10
And how we're being bent over a barrel now, our Australian listeners have messaged in about this. Really. I'm from, I'm from Australia. I'm 35 pounds for two pieces from Domino's. Seems mental. Yeah that 70 Aussie dollars here in Australia. Domino's is the cheapest pizzas you can get just checked. It's $30. The two large pizzas and two sides delivered, which would be 50 pounds.

00:09:27:12 – 00:09:50:20
Fuck someone else's. Put Rick mate listening to the new app. Now I'm an Aussie that lived in London for a few years back in 2015 2017. Remember going to order a dominates for the first time there and being floored by the price. Back down on that. You're getting a couple of pizzas and sites delivered for $40, which is 20 pounds.

00:09:50:22 – 00:10:17:18
Fuck knows what you're getting there and right, get your phone out and I'm just going to I've I've sent you what they have on offer in Australia. They're on WhatsApp. Yeah. On WhatsApp. I'm just sitting in image and this is this is God's honest truth. What what do you make to that? That looks disgusting. So I'm looking at a meat pie crust.

00:10:17:20 – 00:10:40:11
Where's the pizza pie? Yeah, it's somewhere in the middle on a second. These little pies. Yeah. We've got time. That's the crust. Right. So people, we need to explain this. So this is this is in Australia loaded with foreign 20, whatever the fuck that means. That must be the brand of the pie. So I'm looking at what doesn't look like a pizza, but you can imagine the shape of the pizza.

00:10:40:13 – 00:11:04:08
Yeah. And then in the middle there is like mozzarella cheese and bacon and some sort of meat, but instead of a crust, there is one, two, three, four, five, six, seven eight pies. I haven't eaten eight pies in the last seven years. Only in eight pies with one pizza. Oh, the mini beef pies. To be fair, I imagine they would.

00:11:04:08 – 00:11:30:22
Yeah, they'd be like the size of a, I know, a bit bigger than a pork pie, maybe. Yeah, I would, yeah, I wouldn't say that. They're massive, but that is fucking insane. And if they tell me that they can get that for like 15, £20, where's the mock up like I, I think what, what's happening there really is in England and in London we are just getting fucked royal regularly.

00:11:30:24 – 00:11:52:15
Yeah. The tax system that the I don't know if you've seen this clip of Jay but you know Jay Butcher from Inbetweeners but it's James Buckley. James Buckley. Yeah. Yeah. So there's a clip of him that's gone viral because he's moaning about I wonder if I should play it. Should probably play it. Yeah, yeah. Good for it outright.

00:11:52:15 – 00:12:29:14
But yeah, you line up. But, what he's saying is I don't know his political leanings or anything like that, but I think he's like, maybe a bit like left leaning, but it's, just, for people to come out and now like that are a bit left leaning and attacking the labor government. And what he's saying is not a spot on like it's a wrong that I can kind of like I'm I'm listening to it and I'm just like, this is fucking it's a what's Rick well, a rant.

00:12:29:16 – 00:12:59:23
Yeah, a rant rant. Ron runs a rant ranting at me. All right, I've got it. I think. Good. Oh I don't keep failing because I've got a, got a login. Right. Okay. And another word that I can't, it's that you've got me. The word w h o m. How do you say that. Whom, whom. Thank you.

00:12:59:24 – 00:13:29:09
What did you say. Whom? No, I didn't know it was who? Rome. I'm always a bit like, stuck on that, for fuck's sake. Well, what's happening now? I've got a fucking going to. Suspicious activity detected. I'm just trying to log into TikTok. You fucking must. Find it on Instagram. I thought it's Instagram searching.

00:13:29:10 – 00:13:53:24
Ain't that great? Yeah. No. Never mind. I'll play it. When I found it. It's not that good. I'll tell you what I'll do. I'll play the jingle. How? Bet that day. Yeah. Didn't you? Those dogs. No, mate. I've got I've got this. I've got this issue. I want to talk to it. Back off the dingoes. I'll bring up good.

00:13:54:01 – 00:14:20:22
Them night, I see, like Band of Brothers playing tunes. Hi. Is quiet. Midnight waves surfing free till daylight breaks. Rhythm of different ways. Love of music that we played with our tongues in cheek. Man I, we like to speak and yeah, times change. But no matter what the bond remains. Promise, right? I've got a clip in now.

00:14:20:24 – 00:14:42:14
Why are you fucking taking more money off of me and doing less? We put our garden waste out for the cows. It's like a couple of weeks ago there. They didn't take it away and there was a sticker on it saying, oh, by the way, you need to go to this website now and pay for us. We're now charging fee to take away garden waste.

00:14:42:14 – 00:15:03:06
And I'm like, what do you mean? Now charging? Don't fucking start that shit. Don't fucking. Are we now charging as if before we did it for free and we. No no no no we were always fucking paying for it. It's called council tax. What next? What are you going to do next? You're still going to charge says my council tax.

00:15:03:06 – 00:15:20:07
Come down. Up. No. Is the answer to that question. Has it gone up. Yes. Is the answer that question? Why are you fucking taking more money off of me and doing less? Everyone up and down the country is saying the exact same fucking thing. What the fuck is going on? Why are you fucking taking more money? He's just nailed it.

00:15:20:09 – 00:15:47:14
It's just now the front. And whether you're left leaning, right leaning, however you feel. Yeah, you do feel like we're not getting value for money. Like the council tax. They are so good at collecting money. They're brilliant at it. You are fucked if you don't pay your council tax. You all. Yeah, but if you don't pay VAT, you are fucked if you don't pay your income tax, capital gains tax, any tax, they're brilliant again and they will come for you.

00:15:47:14 – 00:16:15:07
And not only that, they will investigate you to make sure you're paying what you say you should, what you should be paying. Yeah, they're brilliant at it. Yeah. And then what they did with the fucking money. Everything is so expensive. Every. Yeah. Every decision that they seem to make drives up inflation. You know, we've had in the last 3 or 4 years, it has become so expensive just to exist in this country.

00:16:15:09 – 00:16:36:13
It's ridiculous isn't it. Like the. Yeah. Yeah. The cost, the shopping, the cost of a Domino's, the cost of a fucking pint of beer. Kids can't even, you know, young people can't even afford to go to the pub and communicate anymore. They get markets, the money, the thought of much they wouldn't. My, my two kids, one of them's 15, so we can't go in the pub.

00:16:36:15 – 00:16:55:06
Maduro. You know, when we were 17, Rick, we were heading out to the pub trying to get in, in maybe going in fake I.D. or going to your older brothers and sisters or whatever it might be. It's just they can't afford to do it. And you're like the for the last four years, this inflation, it's just killed us.

00:16:55:06 – 00:17:18:07
Right. And you know, what happens now is they'll say now look as good sign. Is inflation slowing down. That doesn't mean it's reducing. We're not we're not going back to what it used to cost to live. We're just reaching a new plateau where everybody has to be normal and wages are not going up. Employment unemployment is significantly up from this point last year.

00:17:18:09 – 00:17:45:02
Good, good. And well, well I don't want to charge us more for a fucking garden waste. And fucking road taxes going up. Wow. So there's this thing right? We were in a situation I appreciate. I'm moaning from a point of privilege and that can be irritating. But I'm also moaning on behalf of. And I've been in situations where I've I've had fuck over as well.

00:17:45:04 – 00:18:11:24
But only so we listen cause. Right. We don't buy them. We lease them like like leasing a car. It's like leasing a mobile phone. It's a little bit different. But essentially at the end of the four years, you buy the car, you keep your phone or you or you get a new one. So Ollie got a new car and it she was hit with a thing called luxury car tax.

00:18:12:01 – 00:18:36:06
When you think of a luxury car, what are you thinking? High end, like Mercedes, Mercedes, BMW, probably an Audi. Yeah, yeah, something like that. This is like a high end, like Audi. Like, even if you're in luxury, you might be thinking, like, you might be thinking a Ferrari. You might have been thinking that going that bought you think something that most people can't afford, right.

00:18:36:08 – 00:19:06:24
Yeah. Ollie bought a Nissan. Right. And it was it she. Because the value of the car was over a certain amount, she has to pay 600 pounds a year in road tax because this car, this Nissan is considered by the government a luxury car. What's happened is the cost of cars have gone up so high that this old tax that used to exist for people that could really afford to pay more road, road tax, has remained the same.

00:19:07:01 – 00:19:25:17
Do you know what label? Well, I'm on my high horse. Eric. Do you know what labor did? This what we really could have done with this being and and another thing. Shit. Ha ha ha ha ha ha ha ha ha ha ha! You can't stop now, though, Rick. I've got. Okay, now you got Nike go go go. They go on another thing.

00:19:25:19 – 00:19:46:21
Yeah. All right. Okay. Good. Right. Yeah, yeah. Do you know what they did? Like I was like, it's taken me till the age of 43 to be able to buy a house. Simon. My wife, my wife's been renting since, Well, for the last 17 years, she's been in this rented house. And so, you know, we haven't been given lots of money.

00:19:46:23 – 00:20:08:18
We had to save up and get ourselves in a situation where we had to deposit enough and an earning power in order to get a house that we thought we could live in for a long, long time. We scrambled to do it because labor changed in order to raise more money through tax, because of the black that the black hole left by the Tories and all that shit, they sorted out the fucking.

00:20:08:20 – 00:20:41:04
Not that they shouldn't be set up so that the unions really quickly spent a lot of money sorting all that out. Anyway, the point is they've reduced the cap on stamp duty so that it cost. If we hadn't finished completing on our house before the end of March, the threshold for first time buyers, would have increased, would have meant that we would have had to find 13,000 pounds in stamp duty.

00:20:41:06 – 00:21:07:19
Just. Oh my God, just overnight. Ricky, just with us, buyers. Right? We are in a situation that should be encouraged and helped onto the onto the property market because that is what is aspirational to do. And that's what we've been told to do. Get on the housing market. Yes. Security bricks and mortar. Yeah yeah yeah. And they they changed the threshold on stamp duty and it absolutely fucked thousands and thousands of people.

00:21:07:21 – 00:21:29:11
Someone we know, both of us now couldn't complete with when buying the house before, March, the end of March, 1st of April and ended up having to find seven grand for nothing but one. One day they had seven grand more, the next day they had seven grand less. Where is the benefit to all this? I don't feel like.

00:21:29:13 – 00:21:51:18
I feel like this is a great country. I feel like we're I feel like we are in, we we're fortunate. And there's reason why so many people want to live here and coming here and risking their lives to come here. Yeah, because it's incredible. Countries live living. Yeah, but but it's it it does. It feels like it's incredible because the amount of money that is raised through taxation.

00:21:51:18 – 00:22:23:02
But the decision making by these politicians that are elected because the last lot was so bad that we just needed someone else, I didn't I just don't see I just I don't have any faith in them at all. No, no, I, I sat Liz Truss came here and Fox has absolutely fucked everyone. I don't care if her decision making or planning was was correct or right, or she thought she was doing the right thing.

00:22:23:04 – 00:22:47:17
You thought you were doing the right thing. You're in a position where you could absolutely fuck so many people and you absolutely did. Not intentionally, but ineptitude became the most powerful person in the UK and fucked everybody. Cost us all thousands and thousands of pounds. Yeah. Annoys me. Yeah. I mean.

00:22:47:19 – 00:23:20:14
That actually brings us to, Well, it doesn't bring us to this topic. So today that the topic is what is it again? Regrets and wisdom. What would you tell your 20 year old self? Some of the questions that we've, been given, in fact, tonight, they're fucking a bit tough to answer. But, this leads on perfectly to the point of, maybe not regrets, but wisdom and stuff like that.

00:23:20:16 – 00:23:44:13
When you were younger, were you with your mum and dad? Were they like flats? When you grow up, the first thing you need to do, what you need to think about. Just get a house. You need to put you get on the property ladder as soon as you can put the money down. And then over the years, it will grow.

00:23:44:19 – 00:24:08:12
You'll get, you know, you'll, get profit from it, and then you can buy your next house and all that lot where you kind of advised on on any of that. Now I feel like I was given anything like that, and then I'd like. My mum was very kind of. She just said, do whatever makes you happy, which is lovely.

00:24:08:12 – 00:24:29:00
Yeah, but every time, everything. What makes you happy? Because you say, well, this mum, do that then and I don't, I don't think that's a bad thing. I think it's a really good thing that she did those things. But yeah, it also made me think, all right, well I've, I've checked my bank account and I'm 10 pound overdrawn.

00:24:29:02 – 00:25:05:21
Let's try a domino and see if it goes through, because that's what my thought was. I can't see any fiscal training growing up at all. Really? What about you know, I was exactly the same. And so, you know, it's my my mum that was, bringing up my my sister and I. And it was to, a point of a lot of my mates, the vast majority of my mates, when they were early 20s, I'd say they were, gifted deposits or saved enough money.

00:25:05:21 – 00:25:34:18
And they, they went straight away and they built houses, and at that time, I moved down to London. So there's no chance of me doing that. But it was never kind of, drummed into me or I was told that the really important thing is to get yourself on the property ladder, whether it be buying, whether it be shared ownership, whether it would be whatever the fuck it is.

00:25:34:20 – 00:26:03:07
And I kind of like, wish someone would have told me that they should try and aim for that. Well, you should would have made that because it's not. You had the financial might to do it like me. No, no. But I would have kind of understood that it would have set me up like I would have been further along in my.

00:26:03:09 – 00:26:25:11
Day. More comfortable, maybe. Do you know, I mean, I was saying use your parents for the view. So I should tell you, mum, I am going to tell my mum the she ring around the phone to the. I might do that. This is my favorite thing. My mum is making her feel guilty for stuff that she shouldn't feel guilty about.

00:26:25:13 – 00:26:43:13
So if I wrong reason, why didn't you give me any financial help or support or like, I've, I just yeah, I've been lost for years. It's taken me to 43 to really understand what's going on. And when I was a kid, you just told me to follow my heart and be happy. But I wasn't happy, mum. I was skinny.

00:26:43:15 – 00:27:10:21
Oh, God, I'm so cruel. I did stuff like that to her all the time. She's like, no, Gary, I'm so sorry. She's a good mum. I love her. Yeah, she's she's lovely, but, I am. Yeah, so I didn't I think what it is when p when you, if you were in your 20s and you bought proper a scrapbook with everything together like you've done now, purchase your property.

00:27:10:21 – 00:27:30:22
If I'd had done that in my 20s, whether it been an apartment or flat that I rented out or whatever it would have been, and then naturally, when you sell it to then buy a bigger property and a bigger property, and then at the age of mid 40s, that a large sum of it has been paid off and I barely have a mortgage or whatever.

00:27:30:22 – 00:27:51:03
So you would I remember you in your 20s, how would you what use living hand-to-mouth like all of us, if even if you had this information? Yeah, yeah, it wouldn't have been possible. You just said I'd buy a property and then maybe, like, rent it out and we could we we couldn't see because of the amount of MDMA we take in it, too.

00:27:51:03 – 00:28:18:24
I mean, you're talking about buying a house, doing it up and running it out. You would have never had that. I that is true. That is absolutely true. But I think the you might not have done all that if you had more, if I had responsibility or if I, if I was that kind of, laser focused on trying to get it, I think, I think it would have been impossible not not even because of who you were and who I was.

00:28:18:24 – 00:28:44:01
And it was it was because the reason why I think parents didn't pass over that, that knowledge. So they didn't have that knowledge because the housing market, when my my dad was with bought his house, you could you could buy a house was typically three years salary, something like that. My dad bought me, I didn't have to worry about it because it's so easy for them to buy houses.

00:28:44:03 – 00:28:48:15
So what knowledge could they have passed on?

00:28:48:17 – 00:29:18:19
You know. Yeah. You make a good point. Yeah, yeah, yeah, you make a good point. But is that what you would, your age? You would have gone back and told yourself about that. Yeah, I think I would, and I think with my kids as well, I will make it a kind of, a thing is to say that the most I would say that the the grand scheme of things, the thing to work towards is getting yourself on the property ladder, no matter how you do it, is just to get your foot in the door somewhere along the line.

00:29:18:21 – 00:29:38:24
Keep up with the property, and then as they get older, it'll be more, more beneficial. And a lot of people are be like listening to this and being like, well, what does it actually? And a lot of people are like, what does it matter that you own your own house? It gives a fuck. But my own house and an entire life, and she's 74.

00:29:38:24 – 00:30:06:08
She's never owned a house. Exactly. So I don't know. I don't know whether that would be the kind of the I think that I do. Yeah, I think I own home and you own the thing that that protects you, but in continents completely. I'd be interested to see if it if people listen to this different part of the world where buying a house isn't as because on the continent it's a bit of a cliche now, but on the continent a lot of people rent it.

00:30:06:09 – 00:30:34:19
Renting is the culture. Yeah, in Europe I think they I think it's still still that way. Yeah. I think it is still that way that people rent. It's like, well, why do you need to buy a house? Like what what what's the benefit of it? I mean, yeah, I mean, like you're putting money into the house that you're going to recoup hopefully like we've, we've, we've bought we bought the house and I don't want to say actual figures, but we, we bought the house.

00:30:34:21 – 00:30:55:23
So far we've put a quarter of its value of what we've loan from the bank. We've put a quarter of the value into the house in doing it up. That's how much money was spent in the last year. Fuck. So we saved a lot over the years. Yeah, yeah, yeah, yeah. And the hope is that by doing it up, you increase the value of the house.

00:30:55:23 – 00:31:27:10
And so you're not actually spending money, you're just. You'll recoup it when you sell the house. Yeah, that's the idea. But when, when you're renting you just paying someone else's mortgage. Right. Yeah. Exactly. That's it's like lost money, isn't it? You will never get that back. Also. But when you're owning your house, Rick, it's something you can pass on or you can give what most people should do, but they don't do another tax that people get fucked with.

00:31:27:10 – 00:31:52:20
And I understand there's value in the inheritance tax because of, you know, keeping hold of control of inflation. So you tornar it. Not everybody can be a millionaire because your money is worth less, right? If everyone's a, but you, if you, you can give your house to your kids. And if you live seven years after that gift, they don't pay inheritance tax on it.

00:31:52:22 – 00:32:15:02
Oh, yeah. So they don't. The house is in their name. It's not in yours. But you can live there. Yeah. It's just you don't own the house anymore. So what my dad should be doing right now is passing over the house to me and the kids. That's what we should be doing. I see what you mean. Yeah, and all you have to do is live seven years, and then it's quite bleak how difficult conversations have.

00:32:15:04 – 00:32:38:01
But it's stupid if he doesn't. Because after whatever it is, I think when he offers it 300,000 or whatever it is, you have to pay half of it in tax, so you lose half of value. It's meant to do. You know what, the other day as well, I at the age of 30, how old am I? 42. I don't even know how old I am anymore.

00:32:38:04 – 00:33:03:22
Yeah. You pay tax on your pension? Yeah, yeah. I had no idea, but I had no idea. And I was like, I cannot believe that the money that you've pumped away to live, live on this meager, kind of like salary when you're 70 or whatever, and they tax you on it. Yeah. Like, you know, they do they do tax you on it, but they when you're squirreling that money away you're not paying tax.

00:33:03:24 – 00:33:25:08
So it's tax deductible. So if you're if you're putting paying money into your pension, that 200 pounds you might be putting in the month is you're not taxed on that on as income. So the so you imagine your gross amount until round the month. Right. Imagine that. Yeah you're in 202 grand a month, 200 of that goes into your pension.

00:33:25:08 – 00:33:45:20
You're only taxed on the remaining 1800. Right? Right. So you understand. So you're not paying income tax on that money that goes into the pension and then you pay tax on it when you draw it down. So if I if you own your own company like I do, yeah, I have to pay 20% corporation tax on all revenue, not profits just revenue.

00:33:45:22 – 00:34:10:16
Yeah. Right. And but and that is due at the beginning of December every single year. Now I can put all of that. So say my, my corporation tax bill this year is about it's going to be about 11 grand, right. I can take that entire 11 grand and put it into a pension, a personal pension. And I don't pay corporation tax on it.

00:34:10:21 – 00:34:28:07
Tax. Maybe it's none of it. But when I draw it down it's taxed on a percentage. Right. So it isn't that isn't as bad as people make out that bit. Right? Okay. You just get taxed whatever you do. Yeah, you get taxed. I mean Beatles, something about this in the in the 60s didn't it's very taxing pot. This is everyone's a tax.

00:34:28:09 – 00:34:54:13
You get a tax you're you're going to get so fucking. Yeah I get so the the another part of that, the pearls of wisdom that I would tell my 20 year old self. And it's a really hard one because, like what I think is a career wise, much like you were saying about your mum, my mum was very much the same deal.

00:34:54:13 – 00:35:07:10
What makes you happy? You'll find your way in life. Your calling will come. Your mum makes me happy. It's like. Your mum makes me come.

00:35:07:12 – 00:35:29:11
Ricky, your mum doesn't listen to this. To see. I think she listens to bits and pieces. But no, not. Not religiously. To take this moment to, apologize. Yeah, yeah. It's okay to, Yeah. I very much doubt she'll listen to this. Well, I hope not, because I'm saying about. Why don't you tell me to fucking invest?

00:35:29:13 – 00:35:55:11
What do you, Why didn't you tell me about? I should pick a career. But, yeah, again, I, a thing that I struggled with, but I never had a career or career guidance or advice on what? You know, like when we were younger, it was to university. Pick got university and pick something that's going to make you loads of money.

00:35:55:11 – 00:36:21:10
Go universe a day, day mathematics and be an accountant like it was. Or do business studies and like be a businessman, whatever the fuck that is. Do you know what I mean? So I, I never really I feel like I never really found my calling in life till at a very later stage. And then when you get to this later stage, there are days we still were like, is this my calling?

00:36:21:12 – 00:36:42:08
Like, what? What should I have? What money? I think your mum gave you the best opportunity to to find whatever that calling is. First off the right, there's no calling. Right. There's not a suggest that you're born destined to do something. You're not born and destined to do anything. We just exist by complete luck. And we're here for about eight years and then we're gone.

00:36:42:10 – 00:37:06:09
There's no calling. There's no divine spirit looking down low. Ricky, what is your purpose? You got to create something for yourself. Yeah, well, I yeah, I think you were destined to record podcast. Brilliant. You do 60 episodes a week? No, I like doing it. I love doing it. And I've found something that I can do. I love to do and make money from.

00:37:06:09 – 00:37:27:09
Right. Your mum, when she said, follow your heart. Do what you want. That was your best chance of doing, of finding it. That's cool. That was that would that's it. To have someone like that who doesn't put pressure on you to go to become a doctor or whatever it might be, or an accountant, someone that just says, follow your heart.

00:37:27:14 – 00:37:56:08
They gave you the best possible grants. So that is great. I'll follow your heart and follow what makes you happy and what you're interested in. But maybe to have some, guardrails, some harder kind of like, what is it that you like? Oh, Ricky, you like fishing? What could you do in the fishing industry? What is it a specific thing or like, how could you make, like, to have that kind of a a bit more direction and stepping stones for my kids?

00:37:56:08 – 00:38:19:07
I am going to say do whatever makes you happy, but I won't probably leave it at that because you could you just because there's no direction on that. You know, I don't think you'll find that that that. Yeah. The kind of end job it might be more of a longer conversation than just do do what you want.

00:38:19:11 – 00:38:37:23
What is it you want and encourage that and nurture that. Yeah yeah yeah. That's. Yeah yeah yeah yeah that's good I mean that you should do differently. So I think here in my, in my kind of what I would tell my 20 year old self would be to find something that you love, that you enjoy, how can you earn money out of it?

00:38:37:23 – 00:39:00:17
And how can you get from point A to point B into earning money from what you love doing? And if I would have found that earlier, obviously that would have been great. I'm there. I'm kind of there now. So it's, you know, it's swings and roundabouts really. But I think that is that that would be a thing that I would.

00:39:00:23 – 00:39:38:13
Those are the main two things, I think for my pose of wisdom for my children would be a career in property. Yeah, right. I, I, I would, I would say based on my experience 23 years ago, if I went back in time, it would be don't follow money because. I had 3 or 4 opportunities through my 20s that would have earned me huge amounts of money, relatively speaking, huge amount of money compared to what I was earning.

00:39:38:15 – 00:40:05:09
And, it would have taken me off track. It would have taken me away from what I really enjoyed doing, which is creation and media. There was an opportunity when I was only 17 grand a year, when I was like 22, working for a charity youth media charity called exposure, and I had an opportunity to go and work with my brother at City Communications, which is essentially IT solutions for big, big, big business.

00:40:05:11 – 00:40:45:03
Yeah. And I would have added ten grand to my salary just like that, which would have been massive at the time. Yeah. And it didn't feel right. It didn't feel like what I should be doing. I felt like I, I should continue on this path knowing that the money isn't there. But eventually something will work out. And it was through that learning in, in that, you know, encouraging creativity, encouraging expansive thought in young people that you, you sort of take on some of those skills and you apply them to your own life.

00:40:45:05 – 00:41:03:04
And if I hadn't done that, if I would have given up for the gone and work for TI, there was a there's a couple other opportunities as well that came up. That I would never have thought of before and got podcast. Yeah. And if I hadn't started the Fine Go podcast, me and you wouldn't be sitting here right now.

00:41:03:06 – 00:41:23:17
It could be risky that, I said that that have been terrible. Yeah, I think I think I, I'm not taking credit for this, but this is you. But I'm just saying it's a ripple effect of a single choice. I think. Yeah. Back then, whether I could have gone for this job out of hated for ten grand more, or I could have just continued on this path, which is much more comfortable to me.

00:41:23:19 – 00:41:44:16
I felt really felt right. And then things spiral out of it. You know, weirdly again, I'm sure many people would have got to it on their own. But the amount of spin off podcasts from the Fighting Cock that there's been, I mean it's been tons really. And if you think about it and then oh it's insane.

00:41:44:16 – 00:42:01:12
It's a, it is insane. Yeah. So that would be my advice is like you, if you don't follow the money, a lot of people have told you to follow the money. And like you say you want, you might want to buy the house. You want the car or the watch, and you're going to be skint, right? And you're going to look at other people around you and you're going to think, how are you for that?

00:42:01:14 – 00:42:21:12
I used to see people, couples, driving cars and thinking how can you afford to run a car? Yeah, how can you afford to pay mortgage? How have you got your deposit? I was I literally used to walk around. And what am I missing here a like that? Really mate? All the time. I still feel like that now. Sometimes.

00:42:21:14 – 00:42:42:10
And so, and I, I kind of knew that I was on the right path from year nine at school because we were looking. Do you remember when you were selecting your options? So in the UK you have to select options in year nine, which really means you can select some of your subjects that you'd like to.

00:42:42:15 – 00:42:58:20
To do. So you might want to do business. So you might want to do or you might have done this. We've just done this module. Yeah. Yeah. So so you get to do it in a couple of years. Go with let's do it as well. And the idea is that you're sort of moving towards making decisions about your future, which is a good thing, I think.

00:42:58:20 – 00:43:19:12
I think I approve of it. I was looking through this book and you talked about, like, purpose and fate and, like, with what we've destined to do. I was looking for this book and never thought about this at all, and it just said journalism. And I was like, I stopped, and I read that section and I thought, that's what I want.

00:43:19:12 – 00:43:40:17
Do. That's the I've got it I want Chloe and Will perhaps don't have is they didn't they haven't had that moment yet and I think Chloe's got it with Jane. I think she's getting into the DJ and she's got a like herself, a controller, and she's a Prince party the other day. No, wait. Really? Yeah. And I think she really wants to do that.

00:43:40:17 – 00:43:58:19
She wants to see that. And I'm taking her down to see Tony and Hastings. You know our friend Tony from Frederick? Yeah, yeah, yeah, yeah, yeah, yeah, yeah, we're kind of nurturing that or doing what you said and, like. Look, DJ could well just be a hobby and something she feels passionate about, and she has to get a job elsewhere or do something else.

00:43:58:19 – 00:44:22:17
That's fine. But you don't know unless you go and do this stuff. So she's from the idea of, I think it stemmed from a party. She we went to a New Year's Eve party. Our friend Simon. Jess, you know, some just, that might be listed as Jessie, probably. And we, they had their friend shoe, who was a deejay, but she was thing shoe.

00:44:22:19 – 00:44:44:11
And I'm sure you and her and I sure that's, it's she's got a long, longer, but, name a but I just noticed s h you not is not shoe you. Anyway, she's cool, right? But she she bought a decks and she has, like, a whole set up, and she let the kids DJ at the Christmas break to know what they were doing, but it was just New Year's, and we were just having a laugh and putting tracks on.

00:44:44:11 – 00:45:04:08
They were trying to mix it in. Was fun. And yeah, I think clean. Chloe saw that that something, something clicked in our brain. Right. And so Ollie, because the kids were having fun, bought a really cheap controller, which is about controller like enables you to line up songs and makes them okay. Right? Okay. Buy an iPad or iPod.

00:45:04:08 – 00:45:25:02
Yeah. Or your phone. And something clicked in her then and we bought it and she was she's been consistently getting out and fiddling with it, and we'd walk into a bedroom and she'd she'd be playing. And so something happened there. And then a friend asked her to deejay, and then so it's about nurturing that. And that's cool, man.

00:45:25:02 – 00:45:41:08
It's just expensive. Maddie. So looking at some of these controllers and what you're buying need a laptop. You like to set it up on a basic level. It's like thousands. It's crazy. But we'll get there. And like I say, she can do with what she's got at the moment. But so that that would be that it'd be that really beautiful.

00:45:41:10 – 00:46:01:18
And just to follow what you feel and what my mum said is like, follow your heart. What makes you happy? Do that. Because eventually, through the flight and cock business opportunity came and I didn't know when I started to monetize, I didn't think about monetizing it. We just turned up. It was a love thing. We had a beer.

00:46:01:20 – 00:46:23:23
Yeah. And we recorded the podcast. We put it out, didn't think about it or worried about what we said and had the fear. The fear it got you. It was a horrible, hope. We said, is this going to land? Anyway, we carried on and was consistent with it to the point where the second decision I had to make was leave my job and try and make it full time on the pod.

00:46:24:00 – 00:46:40:06
Yeah, that was really scary, but it felt like the right thing to do. And my mum, my mum, I talked to my mum about it and she said, just do it, do it. If it doesn't work, you can get a job in a pub, you can find a way to make money because I was moving down here to Wiltshire as well.

00:46:40:06 – 00:46:58:17
Yeah, but there's two things you know you need to do, she said. You need, you need to, you know, you need to be in Wiltshire with your will be wife and you know, you need you can make this work. And, it did thankfully. It was terrifying, right? Cuz I told I told you this story, but I've lost.

00:46:58:17 – 00:47:17:05
I lost, I lost my main contract within a month of leaving my job, which was with fans, but which. Right. Yeah, yeah. So we've been with them for about a year. Remember we Stefan's bit Reed's and with Paul Robinson, Jim and Paul Robin. Yeah we did we did a live blog. Yeah we did. Did I say full Robinson.

00:47:17:05 – 00:47:48:16
Yeah, we went and I they were paying £1,500 a month to sponsor the pod, which yeah, at the time was about £50, was probably about half my salary. Yeah. Take home and I had a cast who would pay. They'd front serve ads in the same way. Eat people here. Now we split social on this podcast. You might have heard an ad, an it cost would pay and but but the problem with podcasting at that time is that it was a bit of a wild West.

00:47:48:18 – 00:48:18:00
Advertisers didn't understand the audience. They didn't know the value of the audience. And the metrics that you used to record the audience weren't. Verifiable. Yeah. So I went about building a new way to measure these these listeners. And what we found is actually only a third of the numbers that were coming through were genuine. So before that, Acast was selling to say, say, Spotify, they might say, right.

00:48:18:00 – 00:48:40:20
Well, we know that 45,000 people are listening to the podcast, but then they built this new system that actually measured it. Who was they? And they were they they found that once they'd removed bots, which made up some the what was happening is when someone left home and changed Wi-Fi environments as they moved through the city or heading to work.

00:48:40:20 – 00:48:56:20
So it might get on the tube. Yeah. And then got to work and they connected to the Wi-Fi that was counting on that. Listen, every single time someone, moved into a Wi-Fi environment, right? Yeah, yeah, yeah, I remember us going to work. You start. You might click the podcast on when you're at home, just inside Wi-Fi range.

00:48:56:22 – 00:49:23:09
Yeah. And, you know, that sort of stuff. So it meant that what was bringing in £1,200 was now you're bringing in 400. So you had £400 a month. And I was like, what am I going to do? But anyway, we just kept at item, things worked. And here we are. Amazing. I mean like, yeah, again, that's, I do like your, don't follow the money.

00:49:23:11 – 00:49:45:24
That's good. You have to do to some degree. I had a job, but. Yeah. Yeah, exactly. But I mean, like, if you do follow the money, then ultimately you'll kind of go down a road where you probably be miserable. You'll be, you know, kind of, you know, comfortably comfortable with financially but not kind of, fulfilled. And my job.

00:49:46:02 – 00:50:09:14
So my tip for me, my wisdom to my children is to be fulfilled. When you go to work, you're going to be fucking doing it a long time. So you want to bash through a couple of these questions? Yeah. That people have sent in. Are you spending your time on things that matter to you or just things that feel urgent?

00:50:09:16 – 00:50:42:07
So, I mean, are you spending your time on things that matter to you or just things that feel urgent? So and that's come on like a dismissive name. Yeah. So you think pressing regret. Yeah. That's I, you're, I think it's like along the lines of you're serving things that are more urgent rather than I want to go fishing, I want to go on holidays.

00:50:42:09 – 00:51:10:16
You're doing things that are more pressing, but you don't want to do. Yeah, I think you're. Yeah, there's sort of so many things that need to be sorted, like. Yeah. I get frustrated when the stuff that I want to do, but life admin gets in the way, like, I don't want to do my VAT return and I get no one, not no one does.

00:51:10:18 – 00:51:36:13
But it's urgent because I've left it late and it gets in the way would work. And then I also don't like it when people come and shit on my doorstep. Yeah. So I it like you're. You've built a life where you feel comfortable. Everyone's generally quite happy. You feel good. Like when you walk in the door or your wife walks in the door, everyone's happy to see your wife, right?

00:51:36:15 – 00:51:54:03
Yeah. Because you have a long. Yeah. You get on. Yeah. There's times it's family issues or anyone else, you know, misbehaving at school or money might be an issue. This is genuinely you got it. You got it locked up. I think that's what it seems like from the outside. I feel like that as well. With my wife and the kids.

00:51:54:05 – 00:52:15:21
I feel quite comfortable. I feel like I'm at home with them. Everyone's doing their own things now. They've got to that age. But I think generally it's a good place to live and my kids come to our house and want to stay there rather than go home. Sometimes I've got a I don't want to say I wasn't going to do that, but but yeah, it's just what I can't stand is when someone from the outside comes in and tries that up.

00:52:15:21 – 00:52:39:12
Not intentionally, maybe not. Not. They're not doing it to be malicious. Yeah, but they are coming in and giving you work and I cannot stand it. It drives me up the wall to people still come and sit on your doorstep. I've blocked off a lot of people that do are used to. Yeah. And I don't mean like they might not be physically in the house.

00:52:39:12 – 00:53:02:24
They might be creating problems outside the house, or you'll meet someone and you're thinking your energy's not right. You're you're off. You're creating problems, you're winding, you're stirring the pot. Yeah. I'll just cut them off. And your time. Yeah. I think that it's a with your pace should never be tolerated. Unless it's something big and you can't help.

00:53:03:01 – 00:53:27:17
But generally, if there are people around you just think, why are you fucking why? Why are you making our lives worse than it was before we knew you existed? Or, and you got to be careful with those people because they don't know. Yeah, I feel like writing that down because I haven't. I didn't actually think about that. And I that's a really good thing that I could teach my kids not to get caught up in that drama, you know, when you're at school.

00:53:27:18 – 00:53:59:02
But just if you, drip feed that mentality in early, like I was saying, the the wisdom of the career, whatever it might be, but to not kind of get caught up in drama or, or things that pull you away from what you actually want to do or where you want to be. Yeah. Yeah. That one last one that I will go onto, for that wisdom love life.

00:53:59:04 – 00:54:23:03
If there is something that you could tell you, a 20 year old self about love and your purpose of a relationship or anything like that, is there anything that you would change? Is there anything that you you're just quite happy with where you are at the moment and. It would be, like your mum follow, follow your heart or anything like that.

00:54:23:05 – 00:54:50:09
So I think I'll probably, for me, I was, I, you know, at the time I didn't see it. So I've been with, you know, technically, I've been with my, my missus 26 years in, in shin in two weeks, but there were a couple of times where we broke up during that time. And when we broke up, I was fucking distraught.

00:54:50:14 – 00:55:19:21
It was all my own doing, but it was, just not paying her attention, going out and partying. Put my mates first, that kind of thing that you do when you're, you know, 18 and early 20s and all that. Lots. And I never kind of, I didn't really see at the time what I was doing and why I was doing it on or any of that kind of stuff, but we kind of grew apart and then come back together.

00:55:19:21 – 00:55:41:17
It's only like, you know, three months that we'd split up and then got back together and stuff like that. But I think the, the wisdom that I would tell myself, my 20 year old self or even earlier about if you're with a partner is to and it's hard because you're fucking young, you know what I mean? And you just want to have fun.

00:55:41:19 – 00:56:09:04
But if you want a relationship to work, then the best thing you can do is to listen and take notes. You know what I mean? Because I probably was being told by my partner I was going to say at the time, still a partner, but about the things that I was doing. And, obviously I didn't take heed and it caused, you know, us to break up.

00:56:09:06 – 00:56:47:10
So I think if I was to tell my younger self or to tell my kids whilst they're in a in a relationship, it would be to if you are having, problems. I feel bad for you, son. I got nine, problems, but, yeah. Just to kind of, to listen to each other and rather than, taking your own side or believing your own truth just to be a bit more caring and compassionate as to what that other person is saying, if you were if you've got any kind of, pearls of wisdom.

00:56:47:10 – 00:57:22:20
Yeah, it's really about balance, really understanding balance. Like when I went through a long relationship that wasn't balanced and was. Difficult. And it's hard to find, but like understanding, like giving and receiving like, is is massive and and and this, this idea that, something was really prevalent was it would, would be there would be one member of a relationship that was super controlling, and the other one would kind of bend to that influence.

00:57:22:22 – 00:57:55:10
And that's like, you don't want to get involved in that. Like that is that's the worst. It destroys you and it changes who you are. And and the key question is, if you were to do something and it gave you it brought you happiness or contentment or excitement, any of the pleasurable feelings and, and well-rounded things that everybody needs to feel good about themselves.

00:57:55:12 – 00:58:18:08
If your partner in any way would stop you, restrict their. Then what? What where does that come from? Why are they doing it? And should you be in that relationship like my wife? One of the amazing things about her is she's just says fine to anything. Yes. It's fine. What do you need to do? I need to be in the office for 12 hours a day.

00:58:18:10 – 00:58:37:19
Of what? Loads on. What do you need to do when Spurs are playing? Do you want to watch it? Yeah, I'll watch it with you. Yeah. Like it's mad how massive that is. But I don't think I would have been able to make a success of the things that I have done over the last few years. If it wasn't for, acquiesce.

00:58:37:21 – 00:58:56:18
Yeah. She just she just gives me the room to do what I need to do. And sometimes that it sounds so simple and obvious, but some people don't get it. Some people get henpecked, and we don't want, you know, we don't want you to do that with a when are you coming home? When are you coming home? I need help with the babies.

00:58:56:20 – 00:59:15:01
This is a combination. Everything I'm doing is for us so that we can have a nice house and we can maybe go on holiday. Everything I do is for us, and it comes from that. She knows that. So maybe that's a part of it. But, yeah. Like, for example, on Sunday I'm going to the cricket with my mailman.

00:59:15:03 – 00:59:38:22
Unfortunately. What's up? I said, unfortunate that you've got to go to the cricket. It's nice that you're doing something for your dad and spending a long time together. Yeah, it can be ruined by cricket. Yeah. And, And then I've got to come home, and then I've got to then get. I've got a job in London. I've got to get a train across.

00:59:39:03 – 00:59:57:20
But basically I've recorded two podcasts in the morning, then get a train to London, and then after that another podcast is done in, in London, then the club. I've got to get a train to Manchester and then I've got to do the overlap all day. Tuesday you get a train back to London, so I'm not going to see it for three days.

00:59:57:20 – 01:00:17:07
Basically. Oh my God. Yeah. And that's just free work and it's not I did have I had no trepidation in telling her all because she just said that's fine. And that's what relationship should be like. It shouldn't be unless you take the piss off. I took the piss and went out with my mates and didn't see two days.

01:00:17:09 – 01:00:34:23
Then that's the issue then you're not doing a little bit. Yeah. This is what I was going to say to that. I think it's not trusting where she, you know, she trusts you implicitly as to be like he told me. He he needs to do what he needs to do. And I trust him that that's what he's doing.

01:00:35:01 – 01:01:01:13
Not that you're getting up to fucking any old antics, but like, you wouldn't kind of be out of the house any necessary time that you need to think she needs. And I would rather be at home than than do. Yeah. So. Yeah. Yeah, exactly. That's, some good wisdom there, boy. Some good wisdom we're going to jump across to, not dilemmas actually, but it'll be going on too.

01:01:01:15 – 01:01:29:15
And another thing, we've also got a something only you know, the topic for next week is there is no topic. There is no topic for next week. Now I'm going to come chatting to you guys. I am by the time you're listening to this. So the normies when you listen to this on the Monday I will be catching a flight to Spain to have my family holiday patrons.

01:01:29:17 – 01:01:49:21
Yeah, that you haven't been invited to would have been. So. Thank you. Fancy. Here we go in. Do you fancy it so easy? I've got my family there, but I'm your family. I know you are, Ricky. Do you think you and Donna and the kids would have a better time with me and Ollie there, or worse, a time, a better time, better time.

01:01:49:23 – 01:02:09:14
The kids love us. We love the kids better time. We play games in the pool. Rick. We have been so good. Look, it kind of feels like you just want to get away with your family and just do your family thing. I understand that, yeah, but, you know, next. Oh, no. Hang on a second. Isn't that is it?

01:02:09:14 – 01:02:33:06
Because actually, your sister in law and their kids are coming, but that's family in it. Brother in law ain't family. Yeah. Dying family. Just because. I'm just not happy about it. So this feels like a controlling relationship. And it is true. But it makes me feel about the gun all over your family. Just a couple of days.

01:02:33:06 – 01:02:56:15
We could have just come for a couple of days. Yeah, I know, I know, I'll leave it. That, Yeah. So, Yeah, the, you guys Monday that you're hearing this, I will be on a flight to Spain. Patrons. You're going to be listening to this today, Friday. So the topic for next week is just going to be loosey goosey.

01:02:56:15 – 01:03:17:07
We're not going to have a topic. And as Flav has mentioned in this part, he's going to be extremely busy. So I don't know when we're going to record. We will record next week at some point, but it's going to be, a kind of, a bit more of a maybe a Wednesday, Wednesday. Okay. Yeah. When? This Wednesday or Thursday, maybe.

01:03:17:07 – 01:03:46:22
I'll let you know. Yeah. That's you just get in that plane ride out the way and we'll discuss if you're still alive. We'll discuss it. Oh, yeah. Yeah. Exactly. Exactly that. Oh, by the way, patrons, that is a poll out at the moment. When do you want Quickie of Ricky? Because obviously the recording patterns have changed because you guys get your, you know, video pod and audio pod on the Friday and Quickie Ricky used to come out on the Thursday, but that's no good now with this pattern.

01:03:47:01 – 01:04:11:02
So do you want it on the Tuesday or the Wednesday? Make sure you take part in that poll so you can decide when you want that pod. And also the discord chat. I mean, there's some lovely barbecue photos and some there's a lot of, American Revolution and, England chat in there. The Canadian lads. Well, coming and coming to help us out in England, batting for us all in Japan.

01:04:11:07 – 01:04:35:21
But the Canadians rate us more than they rate Americans. I'm pretty sure it feels like they do. Yeah, it feels like there's like they're on our side. Canadians on our side. Yeah. Yeah. Right. Canadians. Yeah. Same same. So great bunch, great band. What do you reckon if England and well Great Britain and Canada took up arms we'd be to take down the States.

01:04:35:23 – 01:05:02:05
Yeah. Oh for sure, yeah for sure. Yeah, yeah. I don't think there's any country in the world we couldn't take them together. Us and the Canadians. No, no, no, I think you're right. I think we I mean, we've got the RAF. Yeah SAS, Navy, Navy. They've got the Mounties. Yeah, yeah. They're doing their bit. So good. Watch out.

01:05:02:07 – 01:05:22:24
Well, if they want to become a patron, jump over to patron.com/lads. Anon pod and we will be there welcoming you with open arms. And we are now going to jump into. And another thing.

01:05:23:01 – 01:05:56:09
And another thing and another and another saying yeah. Yeah. Couldn't great movement. Another thing. Oh yeah. No learning. Other thing. Oh chill out like it was cracked me up at the end of oh that's let's see if I let me You didn't know we were working on that, did you, Rick? No, I didn't, I know you suggested it, but, like, I just didn't know that was, that was coming.

01:05:56:09 – 01:06:23:22
Make things happen, right? I know you do. You do, mine. Another thing. Yeah. Right in. I've mentioned that I'm going on holiday. Yeah. Remember when, like, thankfully, we don't have to do it anymore. But working in an office when you'd have to bring back sweets to the office. Yeah. You've been on a holiday, you spent a nice time, and then you have to fucking fast around, dilly dally.

01:06:23:22 – 01:06:45:08
And what? Sweets or biscuits to bring back to the office. What the fuck was that about? Why am I bringing sweets from a you're an adult. You can't go to the shops and get sweets yourself. Yeah. No, I mean, I don't understand why you have to bring presents back for everybody again. Yeah. And another thing. Yeah? Why are we bringing presents for people?

01:06:45:08 – 01:07:05:11
I've. I've treated myself. I'm paid for already for myself. And now everyone else is getting a reward for it. Well, because I've been to Spain. When you've had to work. No. You know, now you want a fucking stick a rock. No, no. Exactly. And then having to walk through a little market, trying to find something for even my nieces and nephews.

01:07:05:13 – 01:07:23:08
But you, you've got the most abundant of toys. And you want a bracelet that's made with horsehair from someone. Yeah. I've gotta go and fucking pick that up. I, I'm, I'm going to Turkey and I've got to bring you back one of those life things. Just so you know what? You know where I've been. Yeah. And they've got them in Turkey.

01:07:23:10 – 01:07:52:00
You can yourself already. Yeah. And and another thing as well. Fucking postcards. Why am I going on holiday for. No one said two weeks. People. People want postcards, magnets and postcards. Magazine a fridge magnet. So as people to collect them, I get that I can stretch to a magnet for sure, but spending time writing out the back of a postcard, buying stamps, and finding somewhere to post it on my holiday.

01:07:52:02 – 01:08:13:14
Are you mad? Oh yeah, it was here already there for like two weeks, but came right out. You'll be back by the time that's there. Do you know shit? The Spanish mail system is. It's awful. Yes, it takes this back before you get the fucking thing. Exactly. Postcards aren't a thing. I'll be surprised if there are any postcards for sale when you go to Rick.

01:08:13:14 – 01:08:33:08
Do me a favor for for, That's not right. Go anywhere you go. Yeah, yeah. Go to Spain and find the rudest postcard you can find. Because what I. When I was a kid, you remember this? There was just all these sort of, like, cartoons with women with massive boobs. Yeah, we went to Spain. We went to na.

01:08:33:10 – 01:08:53:04
I think I say you pronounce it, which is south of Spain surface. Yeah. With the kids, we went into a, like a touristy shop that sold, like, like loads. You know, the great stuff like those nets, bat and ball when you know you're in Spain on all day near the beach. Yeah. And then there's, there's a postcards and stuff like that.

01:08:53:06 – 01:09:15:06
They just that these massive cocks, they were just big cocks with like literally I would say nine inches, ten inches. And then just a little Jesus Christ. Yeah. With balls. Right. Would. Yeah, I would and it just sat on the side of the cock, the shaft. Nuh Nice. We were looking at again like, who's buying that? He's buying it.

01:09:15:11 – 01:09:31:10
Why does it have to have no hair on it? Which means you bring their own. I don't know what it is. Who's buying, how they look across it. You're in the key with five in your arm. Go get these from a brother's got get like the. Yeah. Up. They want this the. Yeah. Well I used to love them.

01:09:31:12 – 01:09:52:11
The key rings and you know they've got moving parts and like if you move it they're like doing a I don't know I don't know doing it in the in and out. Yeah yeah yeah yeah I used to love the it's like they're many more I don't see him but can we just all agree for everyone. We don't have to bring stuff back for people like this is silly.

01:09:52:13 – 01:10:14:15
That's my another thing for for this this week I've just did a little Google while you were talking. There was a someone's eight years ago someone posted this. What's up with all the wooden penises at all the souvenir stores and so on? No, it's pretty much every souvenir store they sell abundance amounts of hand-cut, soft wooden penises. When I ask my cab driver about this, just laughed and said, not for me.

01:10:14:15 – 01:10:20:00
Aussies love him. Can someone explain?

01:10:20:02 – 01:10:34:24
Him apparently it's in Australia. I'm going to find some. Do you know? Also, I'm going to day, while I'm out there, I'm going to find the rudest postcard I can, and I'm going to try and send it to your house and see, see if I can get back quicker. That would be great. And right. So would be great.

01:10:35:04 – 01:10:47:09
Yeah, I yeah, to write one now. So don't say wish you here because I would be I would have been there if you if you wished I was there.

01:10:47:11 – 01:10:51:12
Something idea. You know.

01:10:51:14 – 01:11:23:12
Wow. Something you know. The alphabet. This is truly something I mean, I, I so I was listening to the pod and heard about the lad who thinks about flats every night when replicating the acclaimed regular position for a good night's sleep, I thought to myself I would write in with my own similar story involving some advice from Flav himself.

01:11:23:14 – 01:11:42:11
For some context, I was a late bloomer when it came to losing my virginity. I was 21, and it was to my current girlfriend of nearly three years. When we eventually got down to, it was very nervous. I didn't truly believe I could fully satisfy her on my first run out with no one can. Don't worry about that.

01:11:42:13 – 01:12:16:00
Because of this, I decided to go down on that first thinking. If I was to make her come first, there'd be nothing to lose. No matter how poorly I performed afterwards. Now, of course, I'd also never gone down on a girl before, so I suddenly had to think about technique, to not make a fool of myself. It was then that I naturally remembered an old James and Flats, the Now podcast, where Flav advise to write the alphabet with your tongue on the clitoris.

01:12:16:02 – 01:12:44:22
I didn't say that she loved it, and she thought I was a true gentleman for making her climax first. To this day, she still asked me what the technique is I use, and I've never told her what it is or where it came from. Every time I pull this technique out, I think to myself, just like the regulator that I do wonder where I'd be without knowing this little gem of a technique.

01:12:45:03 – 01:13:07:21
And that is something I know. I know, it's wonderful. I don't, I think. I don't know if I didn't come up with that. I think it's common advice. Yeah, I think they put it for it is common divisor. It might even be from a film I can't remember. But there is. Yeah, I have certainly heard that before, but that I have used it and it does work.

01:13:07:23 – 01:13:27:11
Yeah. But you've used that before. Yeah, yeah, loads of times. Leslie, I was going to say that. Do you remember saying that on that post? I don't I don't have any recollection of saying that at all. But do you know what when when he wrote that in I thought that sound something like flab would say, do you know who that is?

01:13:27:13 – 01:13:54:10
I don't know offhand, but I can actually. No, I think they, screen their email. Can you do that? Yeah. Yeah, loads of people send stuff in and it's just some weird I love that. That's cool. Yeah. We would never tell. And you never tell me. Never. I still don't want to risk it. No, no, no. And also, if there is stuff that I need you to see first, I always make sure I screengrab and there's no names or anything or has anything you've ever sent me.

01:13:54:10 – 01:14:17:19
It's always just you from your email. So honestly, your Ricky takes this very seriously. Bloody dear indeed. Great care if you've got anything, any. You know what I forgot was going to say something. Only you know. Yeah. Any dilemmas? Any. And another thing. I'd love to hear your voice. Not of you. And another thing. Send it in to lads.

01:14:17:19 – 01:14:24:15
Anon pod at gmail.com. And until then, we will see you on Monday. So you.